Terms & Conditions
Effective Date: 23rd April 2026
Welcome to Smart Wedge Ltd (SWL). By accessing or using our website www.swl.ng or our software platforms (Smart School, Smart Hospital, Smart Hotel, Smart Retail), you agree to comply with and be bound by these Terms & Conditions.
1. Acceptance of Terms
By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not use our website or services.
2. Our Services
SWL provides software development, technology consulting, and ready‑to‑deploy platforms for education, healthcare, hospitality, and retail. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.
3. User Obligations
You agree to:
- Provide accurate and complete information when using our services
- Not use our website or platforms for any unlawful purpose
- Not attempt to gain unauthorised access to our systems
- Not interfere with the proper functioning of our website
4. Intellectual Property
All content on this website, including text, graphics, logos, icons, software, and source code, is the property of Smart Wedge Ltd or its licensors and is protected by Nigerian and international copyright laws.
5. Payments and Subscriptions
If you purchase a subscription to our smart platforms, you agree to pay all fees in accordance with the pricing terms presented to you. Fees are non‑refundable except as required by law or as explicitly stated in your agreement with us.
6. Limitation of Liability
To the maximum extent permitted by Nigerian law, SWL shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or services.
7. Disclaimer of Warranties
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error‑free, or free of viruses.
8. Indemnification
You agree to indemnify and hold harmless Smart Wedge Ltd, its officers, employees, and agents from any claims, damages, or expenses arising out of your use of our website or violation of these Terms.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Lagos State, Nigeria.
10. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the modified Terms.
11. Contact Us
If you have any questions about these Terms, please contact us at